Purchasing a new Home or Building
Whether you’re buying your first home, moving, renovating or looking to finance an investment property – Tony The Finance Man can help you, by providing a range of home loan solutions that will help you get into your own home faster.
We can meet you in the comfort of your own home or your office, and even help with your First home owners grant application.
Tony can assist with access to over 700 home loans from over 40 of Australia’s leading lenders including all the major banks, so you can be sure of getting a home loan to suit your exact needs.
Buying our next home
In a perfect world of buying and selling a home, there would be little to no changeover period as you move out of your old home and into your new one.
In the real world, that is rarely the case.
You may find the perfect new home much sooner than you anticipated, or your home may take longer to sell than expected – the possibilities are endless, and they can affect which home loan is best for you.
Home to Home Loans
Fortunately, there’s no need to wait for your existing home to sell before you buy or build a new one. No need to move into a rental, only to move out again a few months later. And you don’t need to pay two mortgages at once.
A home-to-home loan is a unique product that covers you when the timing of your new home purchase doesn’t coincide with the sale of your old one. Rather than taking out a second loan for the new home, you simply stay in your current home and use the equity in your loan to finance your new home instead. This lets you buy your dream home and move in, while the old one is still selling. Or, if you’re building, home-to-home finance lets you stay in your existing home until your new home is finished.
A home to home loan has many benefits, including:
- Live in your current home while you sell your old one, or until building is complete.
- No hassles and costs of finding short term rental accommodation.
- No family upheaval.
- No dead rental outlay.
- Move only once instead of twice or three times.
- You have more time to sell your existing property.
- You only pay one mortgage until your old home sells or your new home is built.
When looking at your options, you may even find it makes sense to keep your current home as an investment.
If this is the case, it is not only a great time to look at your refinance options, but the perfect opportunity to work with your Tony to help manage your thought the process and and help work out your equity and repayment amounts., making life easier for you to make that move.
So no matter what your situation, leave the hard work to Tony and relax, knowing that we are working for you and that you are in trusted hands.